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  2. winners

  • Asia Trailblazer of the Year 2021 (Individual)

  • Asia Trailblazer of the Year 2021 (Institution)

  • Best Advertising Campaign

  • Best App for Customer Experience

  • Best Application of Data Analytics

  • Best ATM and self-service Innovation

  • Best Core Banking System Initiative

  • Best Credit Card Initiative

  • Best Credit Scoring Innovation

  • Best CSR Initiative

  • Best Debit Card Initiative

  • Best Digital Bank of Japan

  • Best Digital Bank of Vietnam

  • Best Digital Banking Initiative

  • Best Innovation Programme

  • Best Loan Offering

  • Best Loyalty/Rewards Programme – Asia Pacific

  • Best Loyalty/Rewards Programme – Middle East

  • Best Loyalty/Rewards Strategy

  • Best Mobile Wallet Initiative

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